Payments Trends to Watch in H2 2024

Wallets Enable Commerce, Credit Cards Face New BNPL Threat, and Physical Cards Fade Away

Accelerating payments innovation is transforming modern wallets into commerce enablers. Innovation also demands that credit card issuers consider digital-only consumer credit cards and rewards-based subscriptions. Here’s how we predict these trends will shake out in H2 2024.

Key Question: What outcomes will key payments trends shape by the end of 2024?

Key Stat: Almost 6 in 10 US consumers will use mobile wallets to make payments this year, and we expect that number to climb to nearly 70% by 2028. Innovation in commerce management features will push user engagement into overdrive.

Here’s what’s in the full report


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Table of Contents

  1. Executive Summary
  2. Digital wallets will transform into commerce enablers more quickly
  1. Physical consumer credit cards will start to disappear
  2. Credit cards will respond to the BNPL subscription rewards threat
  1. Sources
  2. Media Gallery

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David Morris


Suzy Davidkhanian
VP, Content
Chris Keating
Director, Research
Tyler Van Dyke