While only a small portion of the market today, embedded channels will make up more than 30% of all insurance transactions by 2028, per EY. Insurers who don’t figure out now where they fit into the ecosystem—and how to implement the necessary technology—may lose digital-first customers and younger demographics to competitors who do.
Key Question: How can insurers leverage embedded insurance to fend off competitive threats and grow their reach?
KEY STAT: Despite significant increases in gross written premiums from 2020 to 2022, property and casualty (P&C) profits still decreased by 11.4%. In an increasingly challenging profitability landscape, P&C insurers must seek alternative ways to reach customers.
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