Block’s Q3 gross profit lifted by lending push across platforms

By the numbers: Block’s gross profit increased 19% YoY in Q3 2024, per its earnings release, compared with 21% YoY growth last year.

  • Square’s gross profit increased 16% YoY, driven by software, integrated payments, and banking products.
  • Cash App’s gross profit increased 21% YoY in Q3, thanks to inflows per active growth and better monetization rates.

On the back of those successes, Block increased its gross profit guidance for the full year by $240 million.