The forecast: Embedded-finance-driven business lending will skyrocket in popularity to grow sixfold over the next five years, from $200 million in 2021 to $1.3 billion by 2026, according to research from Bain & Co and Bain Capital.
Data drilldown: The transaction value of embedded finance is projected to surge from $2.6 trillion to $7 trillion in the US by 2026, making up 10% of all US financial transactions, according to the report.
What banks can do: Here’s what lenders can do to capitalize on the massive opportunity presented by embedded finance.
Keep reading: Check out our The Bank in 2025 report for more on how embedded finance is changing the banking industry’s dynamics.